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Star Health Insurance Premium Chart and Calculator Online

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Medically Reviewed by Dr. Aman Priya Khanna
Written by Hexahealth Care Team, last updated on 12 December 2023| min read
Star Health Insurance Premium Chart and Calculator Online

Quick Summary

  • Health insurance is essential to cover medical expenses.
  • The premium for health insurance is the amount of money you must pay the insurance company to ensure continued medical coverage for you and your family.
  • You can calculate the premium amount online using a premium calculator.

Handling medical expenses can be financially strenuous with the rising prices of treatment and hospitalisation. This is why getting a health insurance policy has become essential for easy access to good medical facilities at times of difficulty. 

A health insurance policy ensures that all your medical expenses are taken care of, and you simply have to pay the cost of the premium according to your health plan. The premium for this insurance is the amount of money you must pay the insurance company to ensure continued medical coverage for you and your family. Regularly paying the premium amount ensures that your health insurance policy remains active and you don’t face any issues during claims. 

Now, if you’re looking out for a health insurance policy and unsure of the premium amount, you can easily calculate the same online. You don’t have to meet an insurer personally to understand your premium plan. Rather, almost every insurance site has a premium calculator for you to make an informed decision. 

About Star Health Insurance Premium Calculator

Star Health insurance is a premium insurance company in India that offers a variety of insurance plans to cover the needs of people from different social and economic backgrounds. To get a quote for their insurance plans, you can simply visit their website “ www.starhealth.in ” and access the Star Health insurance premium calculator to identify the most suitable plan that meets your requirements. 

The Star Health insurance calculator is a great online tool that helps people compare different Star Health plans according to their needs and budget. The best part about this calculator is that it is extremely easy and convenient. 
You can't have hands-on knowledge about every health insurance policy that the market has to offer. This is where the Star Health insurance calculator comes to your rescue. It provides all important details about various companies' different health plans. All you have to do is fill in some basic information about yourself in an online form, and the calculator shows you the premium cost for each policy, along with suggesting the ideal health insurance plan for you in a matter of a few seconds.

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What is a Star Health Insurance Premium Chart?

The Star Health insurance premium chart includes all the details about the various policies that Star Health and Allied Insurance Company provide. The chart showcases premium costs based on the parameters, such as the candidate’s age, the policy period, and insurance cover. You can easily download brochure of every insurance product and compare its benefits with the premium costs.

Benefits of Using Star Health Insurance Plans

Star Health insurance has won many awards, including the WHO Award of Excellence (2017) and Best Insurance Provider (Money Today Financial Awards 2018-19). They have a wide network of more than three hundred branches in India. When it comes to health insurance plans, they have a great variety to offer, considering the need of both an individual and a family. Following are some of the key benefits of Star Health insurance:

  1. An excellent claim settlement rate of 90 per cent within two hours 
  2. The policy can be renewed throughout the lifetime
  3. A satisfactory incurred claim ratio of 63 per cent 
  4. A wide variety of health insurance plans cover different needs, such as senior citizen health insurance plans, family floater plans, individual insurance plans, critical illness, disease-specific insurance plans, etc. 
  5. No capping on room rents
  6. Other benefits, such as air ambulance facilities and medical consultations in a network hospital 

Features of Star Health Insurance Premium Calculator

With the help of a Star Health insurance premium calculator, you can easily get accurate quotes for the most suitable premium plans. The calculator also makes it convenient to compare different policies in no time. Here are some of the key features of the Star Health insurance premium calculator:

  1. It helps you find the best health insurance plan that suits your needs and fits your budget. 
  2. It is a time-saving and cost-effective way of evaluating and comparing health plans. 
  3. It provides all the important information about health policies to make a well-informed decision. 
  4. With the availability of an online calculator, there is no need to meet an insurer in person who would probably force you to buy the plan. Rather, you can choose your plan at your convenience. 

The following are some things to remember while using a Star Health insurance calculator so that you don’t miss out on important features of the policies:

  1. Do not enter incorrect information in the online form while getting a quote. Your details need to be accurate, or it may lead to discrepancies later. 
  2. Besides focusing on the premium costs, also ensure to check and compare other important features like copayments, deductibles, no-claim bonus, pre-insurance medical tests, etc. 
  3. You can go for family floater plans to cover the insurance needs of your whole family instead of just an individual member. It is an affordable option considering the medical inflation. 

Using a Star Health Insurance Premium Calculator

Filling in the basic details in the online form available on the website would give you an accurate premium cost quote. The steps to use the Star Health insurance premium calculator are given below:

  1. Step 1: First, visit the official website of Star Health insurance company. 
  2. Step 2: On the website, you will find an online form where you have to fill in some basic information about yourself. 
  3. Step 3: Enter your name and mobile number in the form.
  4. Step 4: Next, you will be given three options (asking for whom you want) to select a health insurance plan. You can select the insurance for yourself, your parents, or your whole family.
  5. Step 5: If you choose a family floater policy, you will have to enter the age of the family's eldest member. You can also select the policy period as per your needs. 
  6. Step 6: Finally, decide on the insurance cover for your policy and click the calculate button.
  7. The premium calculator will give you a price quote for your premium. 

Takeaway

Getting a health insurance policy has become extremely important considering the inflation in the medical industry. There are several health insurance policies to choose from. But getting the right estimate of the premium cost may seem a bit tricky. The insurance premium calculators available online have made it easy to evaluate and compare the premium costs of different policies. Star Health insurance calculator is one such tool that gives you an accurate premium estimate in just a few seconds. 

Get in touch with our HexaHealth experts to know more about Star Health insurance policies and how they may benefit you and your family. We can help you find the best insurance plan for your medical needs and budget. So, call a HexaHealth expert today! 

Frequently Asked Questions

Health insurance premiums increase yearly due to unavoidable factors, such as age and health of the insured, inflation in the medical industry, and the insured’s claim history.

You can check your Star Health premium by visiting the official website of Star Health and Allied Insurance Company. Once you enter basic details, such as your full name, mobile number, email id, and for whom you want the plan, you will get a quote for the premium cost.

Health insurance companies calculate your premium based on several factors, such as your lifestyle, medical history, and previous illnesses. Based on such factors, the companies fix their quotation price.

The premium cost depends on several factors, such as for whom you want the policy (individual, parents, or the whole family). It also depends on the policy period and insurance cover you have chosen.

Star Health insurance calculator is available online, and anyone can access it without paying any fee. You just have to fill in some basic details in the online form to get a quote.

Follow the steps given below to use the Star Health insurance premium calculator:

  1. Visit the official website. 
  2. Enter your name and mobile number. Also, select for whom you want the policy. 
  3. You will be taken to another form, where you will enter your email id and choose the policy period and insurance cover. 
  4. Click on 'calculate' to get the premium cost. 

The steps to check the status of your Star Health insurance policy are given below:- 

  1. Go to the official website. 
  2. Click the ‘claims’ tab, and you will find a ‘claim status option’ in the dropdown menu. 
  3. Enter your intimation number to get the claim status. 

(Your Star Health intimation number can be your mobile number, health ID card, or your policy number)

You can easily pay your monthly instalments for Star Health insurance online using the following steps:

  1. On the official website, click on ‘existing customer’. 
  2. You will find the ‘Pay EMI’ option in the dropdown list. 
  3. After clicking on the ‘Pay EMI’ button, enter the policy number and date of birth to get your premium details. 
  4. Once you get the payment details, you can easily make the payment through various online payment modes. 

The base premium is determined by multiplying the standard premium by the basic premium factor. 

Monthly insurance can be calculated by dividing the annual premium cost by 12. For example, for the annual premium cost of one lakh, the monthly payment cost would be 8333.

The following ways can help you reduce your health insurance premiums:- 

  1. Get a health insurance policy when you are young. 
  2. Choose a policy with less sum assured. 
  3. Opt for copay and deductibles.

Amount paid monthly for your health insurance is called a monthly premium. Several additional costs, such as a deductible, copayments, and coinsurance, are also required to be paid for healthcare.

Yes, as per the insurance regulators (IRDAI), insurance can be paid monthly, quarterly, half-yearly, as well as annually.

Star Health and Allied insurance company have received many awards proving themselves to be one of the best insurance companies in India.

The average health insurance cost in India is Rs 500-800 monthly. However, the average cost also depends on your chosen policy type.

Star Health insurance has an excellent claim settlement ratio of 90 per cent within two months. They offer a wide variety of insurance plans to cover the needs of both the family and the individual.

Last Updated on: 12 December 2023

Disclaimer: The information provided here is for educational and learning purposes only. It doesn't cover every medical condition and might not be relevant to your personal situation. This information isn't medical advice, isn't meant for diagnosing any condition, and shouldn't replace talking to a certified medical or healthcare professional.

Reviewer

Dr. Aman Priya Khanna

Dr. Aman Priya Khanna

MBBS, DNB General Surgery, Fellowship in Minimal Access Surgery, FIAGES

12 Years Experience

Dr Aman Priya Khanna is a well-known General Surgeon, Proctologist and Bariatric Surgeon currently associated with HealthFort Clinic, Health First Multispecialty Clinic in Delhi. He has 12 years of experience in General Surgery and worke...View More

Author

About Authors

HexaHealth Care Team

HexaHealth Care Team brings you medical content covering many important conditions, procedures falling under different medical specialities. The content published is thoroughly reviewed by our panel of qualified doctors for its accuracy and relevance.

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