Star Health Insurance for Pregnancy offers several benefits to the to-be parents.
Table of Contents
There is no better feeling than becoming a parent and bringing a new life into the world. While this is one of the most exciting phases of a couple’s life, uncertainties come unannounced. Therefore, it is always better to be prepared with Star Health Insurance for pregnancy. Pregnancy insurance from Star Health can help protect the couple’s finances from growing medical inflation and rising hospitalization costs.
Maternity coverage in Star Health Insurance offers several benefits to the to-be parents. The following blog discusses the inclusions, exclusions, and features of various Star Health Insurance pregnancy covers. Continue reading to know more.
Medical insurance with delivery benefits is vital to meet the growing expenses, such as prenatal care, delivery, doctor’s visits, and post-natal care. The maternity coverage in Star Health Insurance offers several financial advantages to pregnant women during childbirth and thereafter. Star Health offers several maternity insurance plans to cater to the need of to-be mothers and newborn babies. The top Star Health insurance for pregnancy plans include:
Star Comprehensive Health Insurance is an all-inclusive health plan that includes maternity coverage. The plan offers several coverage features for individuals and families with special benefits for the mothers-to-be. It covers maternity and newborn baby expenses. This Star Health Insurance for pregnancy offers a wide range of benefits with no capping and sub-limit requirements.
The Star Health pregnancy cover offers various benefits and features to the policyholders. Some best-in-class features of Star Comprehensive Health Insurance include:
Star Comprehensive Health Insurance can offer various benefits to all its policyholders. The eligibility for this Star Health pregnancy cover includes:
This Star Health Insurance for pregnancy includes several services for the mother and her family. These inclusions include:
Like any other health insurance, there are some exclusions under this Star Health Insurance maternity cover. These exclusions include the following:
The Star Women Care Insurance policy is a woman-centric plan exclusively designed to meet the health needs of women with children. The plan offers maternity-related benefits, such as delivery charges, assisted reproduction treatment, in-utero foetal surgery, etc.
The Star Women Care Insurance policy offers various benefits to women with children and spouses included. These features and benefits include:
Star Women Care Insurance Policy offers individual and floater plans, covering self, spouse, and dependent children. The eligibility criteria for this Star Health Insurance maternity cover are as follows:
The Star Women Care Insurance Policy covers the following expenses:
The following expenses are not covered under the Star Women Care Insurance policy:
Young Star Insurance policy is for adults between 18 to 40 years to meet their specific healthcare requirements. This Star Health Insurance for pregnancy can help you through your childbirth journey. It offers delivery and childbirth-related benefits when both husband and wife are covered under the plan for 36 months.
The features and benefits of the Young Star Insurance Policy include the following:
Under the floater basis, a maximum of up to three children can be covered under the scheme. The eligibility criteria for the Young Star Insurance policy include the following:
This pregnancy cover in Star Health Insurance covers the expenses for the following:
The diseases and treatments not covered under the Young Star Insurance policy include the following:
The Super Surplus Insurance policy is available on an individual and floater basis for people aged 18 to 65. The plan offers delivery-related expenses and financial aid at delivery time. This Star Health Insurance for pregnancy can be an ideal option for people who want to increase their sum insured without a higher premium.
Some features and benefits that make the Super Surplus Insurance policy superior to other basic health plans include:
The eligibility under Star Health Insurance maternity coverage is as follows:
The following expenses are covered under the Super Surplus Insurance policy:
The expenses not covered under the Super Surplus Insurance policy include:
Parenthood is a beautiful phase of life that should be enjoyed without worrying about expenses. You can achieve stress-free moments with your spouse and newborn by investing in the right Star Health insurance for pregnancy. The benefits of buying a medical policy with maternity coverage include the following:
Handling the high delivery expenses without maternity insurance can become financially difficult for both parents. Therefore, it is best to buy a health insurance plan with a maternity benefit. Star Health Insurance pregnancy cover offers several advantages to the policyholders, helping them enjoy the new phase in their life without cost worries. With several delivery plans, Star Health Insurance ensures catering to the health needs of all women during childbirth. Moreover, the plans also cover several expenses for the spouse and dependent children.
For any more queries regarding Star Health Insurance for pregnancy covers, consult an expert at HexaHealth TODAY! Our team will help you know the features, benefits, inclusions, and exclusions under all Star Health pregnancy covers. Furthermore, we will help you choose the best one as per your needs and requirements.
You can claim Star Health Insurance for pregnancy by following these steps:
Yes, Star Health Insurance offers maternity coverage after a waiting period that varies from plan to plan. The best maternity coverage in Star Health Insurance includes:
Star Health pregnancy cover plans are designed keeping in mind the needs of pregnant women. These plans will cover maternity expenses not otherwise covered in a basic health insurance plan. Some advantages of buying a separate Star Health Insurance pregnancy coverage include financial backup, coverage of hospitalisation expenses, and newborn expenses.
Pregnancy treatment under Star Health Insurance is covered only in the company’s network hospitals. Star Health has over 12000 network hospitals. You can avail of treatment in any of these hospitals.
Yes, Star Health Insurance covers pregnancy and newborn charges. The company offers various maternity coverages to provide financial assistance for treating to-be mothers and newborns. Star Health Insurance pregnancy cover, such as Comprehensive Health Insurance, Women Care Insurance Policy, and Young Star Insurance Policy, offer several maternity benefits like coverage for delivery expenses, pre and post-natal care, newborn baby expenses, etc.
Star Health pregnancy cover plans have a waiting period before which maternity benefits cannot be availed. However, the waiting period varies from one plan to another. The waiting period for different maternity coverage in Star Health Insurance is as follows:
Yes, you can buy a maternity Star Health Insurance plan online by following these steps:
Star Health’s maternity health insurance covers several pregnancy benefits, such as maternity charges (normal and caesarean delivery), pre and post-natal care, newborn expenses, etc. Some plans also cover additional expenses, such as lawful termination of pregnancy, assisted reproduction treatment, in-utero foetal surgeries, family planning surgeries, etc.
Health Insurance companies, including Star Health, do not allow a change in the sum assured during the insurance tenure. If you wish to change the sum insured of your Star Health insurance maternity cover, you must wait until the policy renewal time.
While maternity coverage in Star Health Insurance offers several benefits to the policyholders, the main advantage of buying these policies is financial backup. The maternity and newborn expenses covered under these policies help parents enjoy parenthood without worrying about the costs.
Yes, Star Health Insurance’s maternity policy offers tax deductions. The tax deductions are offered under section 80D of the Income Tax Act, 1961, on the health insurance premium and the cost of preventive health checkups for self, spouse, and dependent children up to a specified limit.
Last Updated on: 9 March 2023
MBBS, DNB General Surgery, Fellowship in Minimal Access Surgery, FIAGES
12 Years Experience
Dr Aman Priya Khanna is a well-known General Surgeon, Proctologist and Bariatric Surgeon currently associated with HealthFort Clinic, Health First Multispecialty Clinic in Delhi. He has 12 years of experience in General Surgery and worke...View More
MSc. Clinical Research I PG Diploma in Public Health Services Management
3 Years Experience
His work in medical content writing and proofreading is noteworthy. He has also contributed immensely to public health research and has authored four scientific manuscripts in international journals. He was assoc...View More
Expert Doctors (10)
NABH Accredited Hospitals (6)
Latest Health Articles