Aditya Birla Health Insurance Customer Care Number (Toll Free)

Aditya Birla Health Insurance consists of plans curated to offer coverage benefits to individuals, groups, and families at an affordable premium. Several insurance plans cover diseases such as diabetes, hypertension, personal accidents, etc.

You can register your complaint with Aditya Birla Health Insurance through several channels, which include the toll-free number, WhatsApp, e-mail, branch visit, social media, or a letter to the registered office.

A Certificate of Insurance (COI) is a document issued by an insurance company. It includes the insurance company, type of coverage, your policy number, the policy’s effective dates, etc. A COI summarises the key aspects and features of the policy.

To check your health insurance status, visit the official website of the health insurance company. Select ‘Track Claim Status’. Enter your customer ID, policy number, claim number, and date of birth.

With more than 1.97 lacs claims settled, Aditya Birla Health Insurance Co. Ltd. has a claim settlement ratio of 94%.

You can check your health insurance plan and policy status by logging in to your Aditya Birla Health Insurance account.

You can follow these steps for empanelling with Aditya Birla Health Insurance:

1. Visit the Aditya Birla Health Insurance official website.
2. Click on the tab ‘Register’ on the right side of the page. 
3. Enter your Member ID.
4. Create your username and password. 
5. Your registration is complete once you set up the account.

Some of the best health insurance plans in India include:

1. Aditya Birla Activ Health Platinum Plan
2. Star Health’s Senior Citizen’s Red Carpet Health Policy
3. ICICI Lombard’s Complete Health Insurance Policy
4. Star Family Health Optima
5. HDFC ERGO Health Suraksha

You can submit a claim to the insurance company to cancel your Aditya Birla Insurance. Or you can follow the below-mentioned steps:

1. Call the customer care number on your policy document and inform them that you wish to cancel the insurance policy. 
2. Send a letter of cancellation with all the required information.
3. Within seven days, you will receive an acknowledgement of your cancellation request with the relevant information and refund procedure. 
4. If there is no acknowledgement within seven days, you can submit a claim for a refund.

A TPA or Third Party Administrator is an entity that handles the majority of work required for a health insurance policy claim. The increasing number of insurance products and claims makes it difficult for insurance companies to handle these services. Therefore, TPA handles most of this workload. The TPA of Aditya Birla Health Insurance Co. Ltd. is MediAssist Insurance TPA Pvt. Ltd.

Some top health insurance companies with the best claim settlement ratio include:

1. HDFC ERGO
2. Kotak Mahindra
3. ICICI Lombard
4. Star Health
5. Max Bupa
6. Aditya Birla

To cancel your health insurance policy, send a written request online or offline to the health insurance company stating the policy details and the reason for cancellation. Upon receiving the cancellation request, the insurance company will offer you a solution for your concern. The cancellation process will be initiated if you still wish to cancel the policy.

Every insurance company has different rules for refunds. Usually, companies initiate refunds after deducting the premium amount.

Yes, you can cancel health insurance at any time. However, you can get a refund only when you cancel the policy within six months of purchase and have a claim-free policy history.

The top health insurance companies in India include:

1. HDFC ERGO General Insurance Limited
2. Star Health and Allied Insurance Company Limited
3. Aditya Birla Health Insurance Company Limited
4. Niva Bupa Health Insurance Company Limited
5. Care Health Insurance Company Limited

The best family health insurance plans include:

1. Aditya Birla Activ Health Platinum Plan
2. Care Health Insurance Plan
3. Niva Bupa Heartbeat Health Insurance Plan
4. Star Family Health Optima Insurance Plan
5. Bajaj Allianz Health Guard Plan

A Third Party Administrator (TPA) is a company or organisation with a licence from IRDAI (Insurance Regulatory and Development Authority of India). It is an outsourcing entity of the insurance company that provides cashless facilities and processes health insurance claims.

TPA is the intermediary between an insurance company and a policyholder. Its primary function is processing claims and settlements. It issues an ID card to the policyholders to be shown at the hospital before availing of any cashless services. Moreover, a TPA streamlines the claim process by managing the documents and settling the hospital bills.

You will need to inform your TPA when you require hospitalisation. The TPA will direct you to a hospital with which it has a tie-up. At the time of admission, you will show the ID card issued by the TPA, and the hospital will receive an authorization letter from the TPA. Before discharge, the hospital will send the bills to the TPA, who will forward them to the insurance company to process your claim.

 The best cashless Mediclaim policies in India include:

1. Easy Health Standard (Apollo Munich)
2. Mediclassic (Star Health and Allied Insurance)
3. Bajaj Health Guard (Bajaj Allianz)
4. Health Companion (Max Bupa)
5. Optima Restore (Apollo Munich)
6. Health Care Supreme (Bajaj Allianz)